I am a thirteen-year Mortgage Industry veteran and have been Branch Manager for Bank of England Mortgage Oregon for the past five years. The fact is, mortgages can be complicated. And, with ever-changing underwriting rules and guidelines, what was true yesterday, may not be true today. It is imperative that you work with a seasoned professional. In my humble opinion, you have made a great choice! With the successful closing of thousands of home loans over the years, for my branches, clients in an innumerable array of different circumstances, comes learning and the ability to foresee hidden dangers and snags that can derail your home buying process. Taking shortcuts can lead to huge disappointment down the road for you, our customer, as well as the other real estate professionals that are providing their expertise to make your home purchase dreams come true. That is why my team and I work diligently, every day, to ensure we have covered all the bases up front, that we have landed on a mortgage solution that works best for you and, when you find that “just right” home and the Seller says “Yes”, that we expertly guide you to the finish line, on time, and with an absolute minimum amount of stress and hassle.